SIP Calculator
Estimate SIP investment corpus with annual step-up and return assumptions.
Inputs
Results & Visuals
How to Use This Tool
- Set monthly SIP amount, expected return, duration, and optional annual step-up.
- Run calculation to estimate maturity corpus.
- Review growth chart and yearly projection table.
Common Use Cases
- Mutual fund SIP planning
- Goal-based investing
- Contribution escalation strategy
Important Notes
- This model uses periodic return assumptions and does not include fund expense ratios.
- Step-up is applied annually on SIP amount.
- Formula: monthly compounding with monthly SIP contributions.
- Step-up SIP increases monthly contribution annually by configured percentage.
- All calculations run fully in your browser. Inputs are not sent to our server.
- Safe and free to use: no login, no signup, no paywall.
- Country and currency presets are for planning support and may require local verification.
- If you find a bug, please report it in comments with sample input and expected output.
Comments & Discussion
Facing issues? Have questions? Post them here! We're happy to help!