Rent vs Buy Calculator
Compare long-term housing costs for renting versus buying.
Inputs
Results & Visuals
How to Use This Tool
- Enter rent, home price, loan assumptions, and annual growth rates.
- Set time horizon.
- Compare total cost of renting vs buying.
Common Use Cases
- Housing decision support
- Long-term planning
- Market scenario testing
Important Notes
- Opportunity cost and maintenance assumptions drive results strongly.
- Housing market returns are uncertain.
- Rule: compare cumulative rent cost vs buy cost (down payment + mortgage + maintenance).
- All calculations run fully in your browser. Inputs are not sent to our server.
- Safe and free to use: no login, no signup, no paywall.
- Country and currency presets are for planning support and may require local verification.
- If you find a bug, please report it in comments with sample input and expected output.
Comments & Discussion
Facing issues? Have questions? Post them here! We're happy to help!