Google has just released a must awaited payments App for Android developers Android Pay in Google's Play Store under Finance section.
Android Pay lets users pay with your Android phone at over one million store locations across the US in a very simple and secure way. To get started all you need to do is add your credit and debit cards details. When you want to pay for something simply unlock your phone and hold it near a contactless terminal you don't even need to open any app for it.
Note to use Android Pay app you need to have NFC and Phone running KitKat 4.4 or above version of Android OS.You can view the full list here: https://goo.gl/inQlgf. Android Pay works with cards from many of the most popular US banks, including: American Express, Bank of America, Citi, Discover, Navy Federal Credit Union, PNC, Regions Bank, USAA, U.S. Bank and Wells Fargo.
The actual card number isn't shared with the merchant when you use Android Pay. Instead, a virtual account number is used so that your card details stay safe. After paying, you'll receive transaction details with location information to help you keep track of your spending activity. And if your phone is ever lost or stolen, you can lock your device from anywhere using https://myaccount.google.com.
Android Pay can also be used to store gift cards, loyalty cards, and offers. When using credit and debit cards from participating banks with Android Pay, you'll earn the same points and rewards that you do when swiping those cards.
Source & App download link : https://play.google.com/store/apps/details?id=com.google.android.apps.walletnfcrel
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